This fund is aiming to provide inflation-beating income in a unique way - by combining its Singapore multi-asset expertise with its proven AI capability.
Over the next few years, investors will likely gravitate towards income-generating assets that can help compensate for expected higher-for-longer inflation. These include income derived from equities, real estate investment trusts (REITs), bonds and money market instruments.
The United SG Dynamic Income Fund (the “Fund”) takes investors’ need for income seriously by investing in a mix of income-paying Singapore-based asset classes. As a financial hub, Singapore offers a wide range of income and dividend-paying investment opportunities.
The Fund uses a dynamic process to allocate across the above asset classes in a way that achieves optimal diversification and income generation. This process is based on UOBAM’s proven artificial intelligence (AI) capabilities, allowing for the fund’s asset allocation to be determined monthly. Meanwhile, the security selection is conducted by managers who are expert Singapore stock and bond-pickers.
Below, Paul Ho, Senior Director of Asia Equities chats with Roger Leng, Director of Intermediary Sales, about the Fund’s Singapore multi-asset strategy, and how its AI-driven asset allocation process is able to deliver better performance.
Fund Details
| United SG Dynamic Income Fund | |
| Investment Objective | To achieve a total return consisting of income and capital appreciation by primarily investing in Singapore. |
| Distribution Policy (for Dist classes) | The Fund aims to make regular monthly distributions of up to 6% p.a.* *Distributions are not guaranteed. Distributions may be made out of income, capital gains and/or capital. This relates to the disclosed distribution policy as set out in the Fund’s prospectus. |
| Fund Classes Available1 | Class A SGD Acc; Class A SGD Dist Class B SGD Acc |
| Subscription Mode | Class A: Cash & SRS Class B: Cash |
| Minimum Subscription | Class A: S$1,000 (initial); S$500 (subsequent) Class B: S$500,000 (initial); S$100,000 (subsequent) |
| Subscription Fee | Currently up to 3%; maximum 5% |
| Management Fee | Class A: Currently 1%; maximum 2.50% p.a. Class B: Currently 0.5%; maximum 2.50% p.a. |
1Investors should refer to the Fund's prospectus for more details on the different classes available.
If you are interested in investment opportunities related to the theme covered in this article, here is a UOB Asset Management Fund to consider:
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This document is for general information only. It does not constitute an offer or solicitation to deal in units in the Fund (“Units”) or investment advice or recommendation and was prepared without regard to the specific objectives, financial situation or needs of any particular person who may receive it. The information is based on certain assumptions, information, and conditions available as at the date of this document and may be subject to change at any time without notice. No representation or promise as to the performance of the Fund or the return on your investment is made. Past performance of the Fund or UOB Asset Management Ltd (“UOBAM”) and any past performance, prediction, projection or forecast of the economic trends or securities market are not necessarily indicative of the future or likely performance of the Fund or UOBAM. The value of Units and the income from them, if any, may fall as well as rise, and is likely to have high volatility due to the investment policies and/or portfolio management techniques employed by the Fund. Investments in Units involve risks, including the possible loss of the principal amount invested, and are not obligations of, deposits in, or guaranteed or insured by United Overseas Bank Limited (“UOB”), UOBAM, or any of their subsidiary, associate, or affiliate (“UOB Group”) or distributors of the Fund. The Fund may use or invest in financial derivative instruments, and you should be aware of the risks associated with investments in financial derivative instruments which are described in the Fund’s prospectus. The UOB Group may have interests in the Units and may also perform or seek to perform brokering and other investment or securities-related services for the Fund. Investors should read the Fund’s prospectus, which is available and may be obtained from UOBAM or any of its appointed agents or distributors, before investing. You may wish to seek advice from a financial adviser before making a commitment to invest in any Units, and in the event that you choose not to do so, you should consider carefully whether the Fund is suitable for you. Applications for Units must be made on the application forms accompanying the Fund’s prospectus.
Distributions will be made in respect of the Distribution Classes of the Fund. Distributions are based on the NAV per unit of the relevant Distribution Class as at the last business day of the calendar month or quarter. The making of distributions is at the absolute discretion of UOBAM and that distributions are not guaranteed. The making of any distribution shall not be taken to imply that further distributions will be made. UOBAM reserves the right to vary the frequency and/or amount of distributions. Distributions from a fund may be made out of income and/or capital gains and (if income and/or capital gains are insufficient) out of capital. Investors should also note that the declaration and/or payment of distributions (whether out of income, capital gains, capital or otherwise) may have the effect of lowering the net asset value (NAV) of the relevant fund. Moreover, distributions out of capital may amount to a reduction of part of your original investment and may result in reduced future returns. Please refer to the Fund's prospectus for more information.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
UOB Asset Management Ltd. Company Reg. No. 198600120Z
