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The United SG Dynamic Income Fund (the “Fund”) aims to achieve a total return consisting of income and capital appreciation by investing in a broad range of asset classes across Singapore, including equities, real estate investment trusts (REITs) and bonds.
In an increasingly challenging market, the Fund has been specially constructed to meet the needs of investors seeking to:
Why invest in Singapore?
Singapore’s economy is one of the most stable and resilient in the world, underpinned by its pro-business environment, excellent infrastructure, and skilled talent pool.
Singapore: Asia’s economic powerhouse
In the post-pandemic era, global economic conditions have become more challenging. Singapore’s role as a leading hub for finance, trade and innovation within a fast-growing region means it can meet many different investment objectives:
Why invest in the United SG Dynamic Income Fund?
1) Mixed asset strategy
The Fund capitalises on opportunities across five asset classes, primarily in Singapore.
By investing across a mix of asset classes using a dynamic allocation process, the Fund aims to beat inflation and offer attractive regular monthly income, while weather-proofing your investments.
2) Attractive income
The Fund aims to offer investors with a potential attractive regular monthly income of up to 6% per annum*.
*Distributions are not guaranteed. Distributions may be made out of income, capital gains and/or capital. This relates to the disclosed distribution policy as set out in the Fund’s prospectus.
3) Best-of-the-best security selection
The Fund invests in securities that have been selected through UOB Asset Management’s (UOBAM) bottom-up security selection process by portfolio managers (PMs) who have a long track record of managing assets in the respective categories.
4) Powered by AI-Augmentation@UOBAM
The United SG Dynamic Income Fund applies UOBAM’s proprietary artificial intelligence (AI)-Augmentation capabilities. The AI-Augmentation process is a collaborative approach that leverages both technology and human expertise.
| Fund Name | United SG Dynamic Income Fund |
| Investment Objective | To achieve a total return consisting of income and capital appreciation by primarily investing in Singapore. |
| Fund Classes Available8 | Class A SGD Acc; Class A SGD Dist Class B SGD Acc |
| Subscription Mode | Class A: Cash & SRS Class B: Cash |
| Minimum Subscription | Class A: S$1,000 (initial); S$500 (subsequent) Class B: S$500,000 (initial); S$100,000 (subsequent) |
| Subscription Fee | Currently up to 3%; maximum 5% |
| Management Fee | Class A: Currently 1%; maximum 2.50% p.a. Class B: Currently 0.5%; maximum 2.50% p.a. |
| Fund Classification for Retail Investors |
Units of the Fund are Excluded Investment Products (EIP). |
| Dealing Frequency & Deadline9 | Generally every business day, on a forward pricing basis up till 3pm (Singapore time) |
| Distribution Policy (for Dist classes) |
The Fund aims to make regular monthly distributions of up to 6% p.a.* *Distributions are not guaranteed. Distributions may be made out of income, capital gains and/or capital. This relates to the disclosed distribution policy as set out in the Fund’s prospectus. |
1 Source: EIU, Business Environment Rankings, April 2023.
2 Source: CEIC Data, December 2022.
3 Source: International Institute for Management Development (IMD), IMD World Competitiveness Rankings 2022.
4 Source: United Nations Conference on Trade and Development, World Investment Report 2023.
5 Source: REIT Association of Singapore, SGX, Trading Economics, June 2023.
6 Source: Monetary Authority of Singapore, 24 May 2023.
7 Source: Morningstar, as of 31 December 2023.
8 Investors should refer to the Fund's prospectus for more details on the different classes available.
9 Please check with the distributor or refer to the Fund’s prospectus for more details.
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This document is for general information only. It does not constitute an offer or solicitation to deal in units in the Fund (“Units”) or investment advice or recommendation and was prepared without regard to the specific objectives, financial situation or needs of any particular person who may receive it. The information is based on certain assumptions, information and conditions available as at the date of this document and may be subject to change at any time without notice. No representation or promise as to the performance of the Fund or the return on your investment is made. Past performance of the Fund or UOB Asset Management Ltd (“UOBAM”) and any past performance, prediction, projection or forecast of the economic trends or securities market are not necessarily indicative of the future or likely performance of the Fund or UOBAM. The value of Units and the income from them, if any, may fall as well as rise. Investments in Units involve risks, including the possible loss of the principal amount invested, and are not obligations of, deposits in, or guaranteed or insured by United Overseas Bank Limited (“UOB”), UOBAM, or any of their subsidiary, associate or affiliate (“UOB Group”) or distributors of the Fund. The Fund may use or invest in financial derivative instruments and you should be aware of the risks associated with investments in financial derivative instruments which are described in the Fund’s prospectus. The UOB Group may have interests in the Units and may also perform or seek to perform brokering and other investment or securities-related services for the Fund. Investors should read the Fund’s prospectus, which is available and may be obtained from UOBAM or any of its appointed agents or distributors, before investing. You may wish to seek advice from a financial adviser before making a commitment to invest in any Units, and in the event that you choose not to do so, you should consider carefully whether the Fund is suitable for you. Applications for Units must be made on the application forms accompanying the Fund’s prospectus.
Distributions will be made in respect of the Distribution Classes of the Fund. Distributions are based on the NAV per unit of the relevant Distribution Class as at the last business day of the calendar month or quarter. The making of distributions is at the absolute discretion of UOBAM and that distributions are not guaranteed. The making of any distribution shall not be taken to imply that further distributions will be made. UOBAM reserves the right to vary the frequency and/or amount of distributions. Distributions from a fund may be made out of income and/or capital gains and (if income and/or capital gains are insufficient) out of capital. Investors should also note that the declaration and/or payment of distributions (whether out of income, capital gains, capital or otherwise) may have the effect of lowering the net asset value (NAV) of the relevant fund. Moreover, distributions out of capital may amount to a reduction of part of your original investment and may result in reduced future returns. Please refer to the Fund's prospectus for more information.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
